Plan Today, Protect Tomorrow: Secure Your Future with Long Term Care Insurance
Giving You the Peace of Mind to Live Fully, Knowing You’re Prepared for Life’s ‘What-Ifs’
Our Mission
Our mission is to provide individuals and families with reliable, compassionate guidance in securing Long Term Care Insurance solutions tailored to their unique needs. We believe in proactive planning that protects not only your assets but also your independence, dignity, and the quality of life you envision for yourself and your loved ones.
We customize LTC policies to fit your health, lifestyle, and budget, ensuring you get the right level of coverage without overpaying.
Our team is here to simplify the often complex world of LTC insurance, breaking down options and helping you make informed decisions with confidence.
Safeguard your savings and shield your loved ones from the emotional and financial stress of unplanned care expenses.
Life is unpredictable, but your protection doesn’t have to be. We offer adaptable plans that evolve with you as your needs change.
Testimonials
Finally, I found an advisor who cares about ME. Thank you Knox, you are a blessing!
Knox opened our eyes to what's important for our retirement. We are SO glad we listened!
We've benefited from Knox's great advice for over 20 years; we love him like family!
Frequently Asked Questions
Common Questions Answered for your convenience.
What is Long Term Care Insurance?
Long Term Care Insurance covers the costs of daily care that health insurance doesn’t typically include, such as assistance with bathing, dressing, eating, and mobility, whether at home or in a care facility.
Who should consider Long Term Care Insurance?
LTC insurance is ideal for those who want to protect their savings and family from the financial and emotional strain of extended care needs, especially if they have a family history of chronic health conditions.
When should I buy Long Term Care Insurance?
The ideal time is usually in your 50s or early 60s when premiums are more affordable, and you’re more likely to qualify for coverage based on your health status.
What does Long Term Care Insurance typically cover?
Most LTC policies cover in-home care, assisted living, adult daycare, hospice care, and nursing home care, but the specifics depend on the policy selected.