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Available Starting times for Mon, Dec 23, 2024

Frequently Asked Questions

Common Questions Answered for your convenience.

What is Long Term Care Insurance?

Long Term Care Insurance covers the costs of daily care that health insurance doesn’t typically include, such as assistance with bathing, dressing, eating, and mobility, whether at home or in a care facility.

Who should consider Long Term Care Insurance?

LTC insurance is ideal for those who want to protect their savings and family from the financial and emotional strain of extended care needs, especially if they have a family history of chronic health conditions.

When should I buy Long Term Care Insurance?

The ideal time is usually in your 50s or early 60s when premiums are more affordable, and you’re more likely to qualify for coverage based on your health status.

What does Long Term Care Insurance typically cover?

Most LTC policies cover in-home care, assisted living, adult daycare, hospice care, and nursing home care, but the specifics depend on the policy selected.